FAQ

What is the advantage of having an individual Investment portfolio?

Be able to;
– Own exactly what we want and monitor it closely
– Be specific and concentrated while still being diversified
– Be nimble and take advantage of mass money movement
– Control taxes
– Control costs, typically less than mutual funds

What does it mean to be Independent?

No Investment firm is influencing what I invest in. I rely on my own experience and research to make important decisions, not a firm’s research department. I work for my clients 100%

What do you do?

After determining your desired risk level, reviewing your financials, and learning your investment goals, I will hand craft investment portfolios for you. Typically, I will design a portfolio of researched stocks, and/or bonds to meet your goals. Mutual funds can be used as well on a limited basis. Most clients allow me discretion to buy and sell, however it is not mandatory. I will then closely monitor your Investments while constantly searching for new Investments. I love to involve my clients in understanding what we own and why, but my clients run the spectrum of interest. I am passionate about investment- some clients share my passion, but many do not. I am responsible for your portfolio and can discuss each investment with you at any time. I am responsible and not the middle man.

How long have you been in business?

I have been personally investing since I was 13 years old. I have been professionally investing since 1988.

How do I become a client?

We set up a meeting to have a conversation, preferable in person to get to know each other and your financial goals- free of charge. This type of meeting typically lasts 30-45 minutes. My office will produce paperwork to open an account and perhaps transfer investments.

What are the fees?

A majority of my clients are fee based, which means they pay a % of their account balance (eg. 500,000 account balance x1% = 5,000 a year). Under this management there are no commissions charged to buy/sell securities. The fee is all inclusive. Non fee-based accounts can be opened if appropriate. My commission rates are lower than typical broker dealer firms.

How are you different than other advisors?

Many advisors do not personally manage your money. A majority of advisors do not hold advanced college degrees in specifically Investments. Many advisors do not hold advanced degrees that specialize in portfolio management and investments. My natural passion for investing. Also, my primary motivation is to increase my clients wealth, not my personal wealth. Some investment professionals joined the business to make themselves wealthy.

Can I view my accounts online?

Yes, you can view your accounts online under our client center tab. There is no associated fee.

Who is Pershing LLC?

Pershing provides global financial solutions to advisors, asset managers, broker-dealers, family offices, fund managers, registered investment firms and wealth managers. You can read more about Pershing by going to www.pershing.com.

Who is FINRA?

The financial regulatory authority (FINRA) is a regulatory organization for all securities firms doing business in the United States. Created in July 2007 through the consolidation of the NASD (National Association of Securities Dealers) and the regulatory functions of the New York Stock Exchange. FINRA is dedicated to investor protection and market integrity effective and efficient regulation of the securities industry. For more information go to www.finra.org.

Who is Cambridge Investment Research?

Cambridge Investment Research is the independent broker dealer that Jochimsen Wealth Management is affiliated with. Cambridge Investment Research works with me on compliance, back office functions, and provides much of the technology and systems that our firm utilizes.

Should I monitor/watch my investments?

Only if you wish. As a fiduciary, it is my responsibility to monitor and manage your investments and I fully embrace that responsibility. I encourage my clients to know what they own but rest assured that I will take care of everything.